Reformed Baptist Fellowship

Small Business Debt Tackling Strategy:

Aug 9 2018

Small Business Debt Tackling Strategy:

Debts are something that ruins every business most of the times. Unless and until you are prepared to face them tactically, business will go into delinquency or even to bankruptcy. So, what measures can be taken to ensure that you stay healthy financially?

Not taking debts, or borrowing money from any sources is highly impossible, you need some financial assistance at any point in time or borrowing from friends is also an option but it might lead to bitter experiences in case you don’t pay on time.

Well, anybody who is starting a business, or already within it needs to have a proper strategy to tackle the debts problems and ensure that it doesn’t affect your business, read these tips.

Chart your budget and revisit:

Having a budget in personal life and professional life is important. You need to know where and how the money flow happens, have a clear picture of your expenses, income, any other form of the variable you are attached, all these should be clear and crisp.

The best thing you can do is, hire a professional accountant to keep a tab of all your financial transactions. But, due to reasons, you can’t afford to, then there are various techniques used to analyze and chart the budget based on the income. Use accounting software to keep a track.

Buckle up the Sales part:

So, when you have increased expenses, or you anticipate them in the coming years, then you need to start speeding up the sales part. Find the ways to increase your sales, without much investment. These days, digital marketing is the best way to reach to the max number of people. Connect through Twitter, Facebook, Instagram and so on. For the regularities, give offers, and add some worthy services for those enrolled in the loyalty program.

Put a break to your increasing expenses:

business is always demanding more of finances at unexpected times, and that leads to debts mostly. But, when you have a watch on your expenses and see what can be avoided and what can be completely stopped, take the measures and see how better you can save.

Increase your earnings in another way:

To help your business, you can always stretch to work outside of it. Check for any opportunities in similar lines, that gives you flexibility and helps you earn more. You can start investing on Ethereum at the Ethereum code, an automated trading robot, to see how your fortune and potential change your earning pattern.

Self-improvement For An Entrepreneur

Aug 9 2018

Self-improvement For An Entrepreneur

Self-improvement is the basic quality every businessman should have. The self-improvement will definitely make us reach greater heights in a business life. Let us discuss what all the self-improvement ideas are for an entrepreneur in this article.

  1. Work towards the achievement:

We should initially find out what is the main successor goal for ourselves and start working on it. Then it will give us a clear path to reach it easily in a smarter way.

  1. Neglect the negatives:

The businessmen should first know what their negatives are and how it can be neglected and changes into positives. Because the success can be achieved only when we have all the qualities to get it. We should always focus on the stronger sides and ignore the negativity that spreads around us.

  1. Learn and learn:

Learning is the best tool to improve ourselves and we should always engage ourselves in learning the new things about the business. Learning will help us to reach greater heights in life and it is a universal truth. We can learn more about the automated trading robot by making a quick search.

  1. Friendly with the partners:

Business partners will always help us in running the business successfully. We need to improve the friendly nature in us to maintain a healthy relationship with the partners. The healthy partnership will always make our business to grow rapidly and it will make an easier way to the success.

  1. Work-life balance:

The important thing for the entrepreneurs to improve is the work-life balance. The businessmen will not be available at home and they will not spend much worthy time with their family members. This needs to be improved by them and they have to learn how to balance work and life in an equal way.

  1. Listening skills:

Every speaker is first a good listener. Listening is a great habit and everyone must have this habit. Listening to others speech will help us to get to know about many new things about business and its strategies. A good businessman should first be a good listener. They should try to listen to the words of the customers and work on it to achieve success in an easy manner.

  1. Have self-improvement ideas:

The businessmen should always try to have a list of self-improvement ideas because no one is perfect in the world and everyone has some positives and negatives.


Thus conclude that there is nothing wrong with improving ourselves. So, we can get some reviews from others and try to improve ourselves in a particular thing.


 Will Cryptocurrency Overtake Cash?

Aug 3 2018

As the rush to procure the digital currency continues to be high, the year has been a roller coaster ride for the cryptocurrencies; today they are accepted by various corporate as an alternative payment solution on par with the traditional physical money. As the expectations on the performance of the virtual currency are set high, they have been exceeding the performance and record of accomplishment, are rallying well against the other currencies in traditional markets. As the inflationary pressure rises, the demand for crypto is going high, well the promise of making a million overnight could be very high on stakes but with lesser regulatory pressure on the digital assets, the hype for owning them does not seems to die down.

Is Cryptocurrency investment still viable?

  • with many cryptocurrencies in the market, the demand for the most traded once are always in demand, the performance of the Ethereum Code software platform is convenient and easy for anybody to buy, sell and make a good profit
  • since there is no ownership in the underlying assets, it is easier to transfer the coins to other buyers in the online market while trading, this is possible due to the blockchain technology used to power up the speed and agile trading
  • cryptocurrency as payment solutions have relieved the corporate and service providers who have always looked up for alternative payment solutions
  • gaining the confidence of the investors, the software platforms have mushroomed after the huge financial crisis have managed to edge out a niche in the online trading for coin currency, the Ethereum Code has been counted among the successful technology to procure and sell through digital wallets
  • the monitoring of the digital currency is governed by the technology itself, as there is no other central authority monitoring each and every move of the trading, hence they have been a safer haven for investors to pump in all the cash, however there are still regulators watching and monitoring the issue of ICO that could influence the future of coin currency

Fundamentally, there is no direct comparison to hold good between the cash or the paper currency with the digital crypto codes as a currency. The acceptance level is increasing and there could be a moment when the economy pulls in the trigger and let the coin currency operate freely without any limitations that it still faces, of trust and concrete understanding for the financial experts to honor them as real as they could be.

Reasons To Start Your Own Business Instead Of Finding A Job

Jul 30 2018

Once you have completed your education, the next step that you intend to accomplish is settling down in terms of your professional life. In this case, one generally considers three main alternatives. The first one is to commence your own trade, provided you have ample cash in hand for this venture, second is finding a suitable job opportunity, and third would be for those who still wish to start a business but don’t have enough finance in hand for the same. That alternative is to take up a job to create substantial savings first and then start their business gradually.

By analyzing all these preferences, we can understand that any day more and more people are willing to commence their own business, which is actually turning out to be a brilliant idea.

Let’s find out how running your own business is more beneficial than picking up a 9 to 5 mundane job.

Advantages of business over jobs

Some of the ways in which having a business is superior to running around for a job are listed below-

  • No restrictions on finances and profits: Unlike the hobs that we do in a recognized firm, there is no restriction on how much you will earn in a month. Including the additional incentives you get in your company, you are always sure how much money you will get in a specific month. However, when you are running a business, your profits can be endless.


  • You are your own boss: As there are no restrictions on you in terms of time and working hours, you have the leverage to work according to your convenience. You set your own deadlines and function in a manner that is most suitable for you and your team in every sense.


  • No retirement: If you are doing a job, then one or the other day you have to retire from the services that you have been offering to the industry for However, when you are working in a business, there is no limitation on you for retirement. You can work there till the time you are comfortable and willing to do so. It’s completely your decision to take these calls regarding when you would like to retire from work.


  • Own identity: Having your own business gives you an opportunity to create your own identity in the industry. People get to know about your services by your name, thus boosting your self-confidence and motivation.

You can always take inspiration from several successful business models such as that of Ethereum Code and create your own on the same lines. Ethereum Code gives you a chance to float your money in some of the safest hands serving the cryptocurrency industry for years. Establish your frames keeping the same ethics in mind and rule the industry like a boss.

Financial Planning For Single Women

Jul 11 2018

Financial Planning For Single Women

If you are a single woman, happily unmarried then enjoy your life. However, make sure that you do the proper financial planning so that you have a good lifestyle and also save for your retirement.

You have chosen to stay alone and around 35 you do not have dependent parents, children or a husband. You have seen the world, are well read and also make a good living working in a middle or top management role. You live well but there are a few things that you should look into so that you are able to maintain this lifestyle and also age well.

  • Buy a medical insurance- You should get a health insurance policy before everything else. The amount of insurance coverage that you need is dependent on what your lifestyle is like. It should offer a critical illness cover as well.
  • Emergency fund – Keep at least six months of your expenses aside in the form of an emergency fund. You need to invest in a fund that is flexible and liquid. This is required in case there are any issues with your employer and you need to quit work. This could also come handy in case you want to take a break from your career. Save through this trading software.
  • Buy a home – Buying a home for yourself is a good idea so you have a roof over yourself. However, ensure that you calculate the value of your home properly because this is a long-term Do not take a major liability and calculate your EMI’s judiciously
  • You should also save into other financial instruments to meet your goals. There are a number of debt funds and monthly income plans. If your area financially savvy person then you could go for some complicated instruments. Else try to keep your savings simple.
  • Retirement fund – Retirement planning is very important because you have no one to look up to in your old age. You could save in the retirement funds offered by the government. You could also start to save towards a pension A reverse mortgage is a great way to pay for yourself when you retire but this cannot be substituted with a retirement fund.
  • Will- Even if you are single, ensure that you have a The nominee could be afar off a relative or someone close to you.

In case later in life you finally decide to marry and settle down then you would need to look through your financial planning. But if not then ensure that you take care to include all the above points and save towards them.

Crypto Currencies And Its Influences

Jul 3 2018

Crypto Currencies And Its Influences

Cryptocurrencies are the talk of the town and the celebrated currency all across the globe. There is no currency that has reached so high as this, and probably not any other in the coming decade.

The technology enabled digital currency, one of its kind is making waves across the globe and is now being accepted at most of the stores and websites as legal tender. The value and price of the currency have grown and so is the demand. Now, many people have started investing in it, though late or early, its surely going to give you benefits in the long term.

Here are the advantages of using cryptocurrency:

Quick payment gateway:

Since its digital, the time taken to transfer and reflect in the account is very minute and the quickest mode of payment. It’s easy because it doesn’t require too many details of yours and the senders, only the wallet address is required, the remaining gets done in a fraction of minute.

Easy to access:

The currency has no restrictions and is easily accessible to the common man. You can either buy it with cash or solve the puzzle using a supercomputer or gain through any other mode and become the owner of bitcoin. It’s available easily and hence the demand is increasing.

Low transaction fee:

The overhead and transaction charges for the currency is comparatively low. The banks and other third-party transfers that we do involves some charges for them to provide the service, but here there is no third party. Hence this currency is getting huge demand, the overhead charges when the value is high grows higher in other currencies, but in crypto, it’s too low.

Secure info:

Unlike other commodity holdings, where the identity of the person is revealed, this currency doesn’t reveal your identity and keeps it safe. Only your address is revealed to any person who transfers money to you. No authorities or bank authorities can question you on that, and you are not liable to anyone.

International transactions:

This currency has been now accepted globally and is seeing a huge number of people accepting it as a legal tender for any overseas transactions. The main reason is due to the free movement of the currencies, without any authorities in between, no third party charges etc. This post will let you know about the platform that gives you the freedom to trade, to buy and save the cryptocurrencies in the market.






Need for Adopting Ethical Business Practices

Jun 25 2018

Business by definition means to involve in purchase or sale of goods with the primary motive of earning profits. Profit is what keeps a business going and is also the main objective of it being set up. While it is important for a business to keep its profit stable and increasing, it is also equally important that the business concentrates on its responsibilities to the consumers, society at large and the economy in which it is operating. These form the basis of Ethics in business. Whether the business operates for the benefit of all in the society? In today’s cut-throat competitive world, the culture, and ethics of a business serve as a unique selling feature. Many people choose a particular business or seller based on its ethics policy.

Reputation matters – Resorting to unfair means of doing business such as utilizing child labor, abusing the workers’ rights can yield short-term sustenance for a business but its long-term prospects will be ruined. Other well-respected businesses would not want to collaborate with such companies. It is in its own interest that a business develops a holistic approach by considering the local and international standards of ethics.

How is beneficial Ethical dealing?

The benefits of ethical dealing are intangible and cannot be measured but it is sure to reflect on the company’s goodwill. Goodwill is earned by the good reputation and the attitude of the business towards employees, customers, stakeholders and the environment as well. With the presence of social media dominant in our lives today, people are getting educated about the importance of being a socially inclusive human being. People are going in for products or services of companies that are socially and environmentally responsible. Even the investors look for companies that have accountability towards the environment and its people.

The benefits of this inclusive approach to Business are sure to outweigh the immediate short-term success. Research and studies indicate that customers are ready to pay extra if the gain the comfort that the products or services they use are produced ethically. Brand loyalty is also dependent on how the business goes about its social responsibility. Dealing with Government regulations also requires businesses to adopt certain ethics in its dealing. Online trading also requires the operator to build the confidence of the customer by adopting the socially responsive approach. Bitcoin Trader is one of the legit cryptocurrency trading websites that has managed to earn the confidence online investors. Learn more about this website by visiting their official website.



Why Is The Esports Industry Flourishing

Jun 22 2018

Why Is The Esports Industry Flourishing

The current generation is so hooked to their devices that if you want to catch their attention you must offer it on their gadgets. That probably is one of the reasons for Esports to have such a meteoric rise in the past few years. What is Esports anyway?

Esports is competitive digital gaming enjoyed immensely by adults and children likewise; it is basically electronic sports wherein a group of people plays computer games against each other. But unlike what you imagine these games are not restricted to the confines of homes and your living room but are conducted in huge arenas with large audience egging their player to excel and win. It is in fact believed that there are an estimated 148 million esports enthusiasts across the world. You can safely say today, esports have a viewership that is at par with baseball and hockey.

What is the role of this industry in the financial world?

The gaining popularity of the game has piqued the interests of the markets. It is believed that this industry alone can produce approximately $1 billion by 2019. It’s global reach portals a future where it might garner a spot in the mainstream sports world too. That being the case there are immense opportunities for investors to purchase their own teams or invent or produce content that enhances the user experience. What we see is the tip of the iceberg and there is so much more to come. If you are keen on tapping your potential in this field, download any of the several automated trading apps like Ethereum Code and supplement your income to direct to this investment. Learn more about this automated trading software before taking the plunge.

Why is this industry growing?

We have listed few of the reasons for the increasing popularity and growth of the esports industry.

  1. Sponsorship revenue – Almost 71% of the revenue generated in this industry comes from sonships and advertising. Game publishers use this platform to promote their own games. Several non-gaming companies also come to these events to advertise their wares and reach out to the digitally oriented young.
  2. Available to anyone with a cellphone – Since the introduction of the smartphones our lives have transformed massively. Anybody who wants to be noticed has to make his presence felt on the small device and then they can reach an audience anywhere on the globe. Esports is no different; the ability to access games from your hand-held device virtually anywhere has popularized these games tremendously.

Currently, the number of esports gamers is small but it is a matter of time before they make their mark in the wider world of sports.


Investing In Ethereum

Jun 20 2018

Investing In Ethereum

As we still think about how the digital currency has influenced the economies around the world, many other alternate currencies have come and made a worthwhile tradable coin currency. Many have adopted Ethereum as a startup currency for new establishments for transacting on the exchanges heavily. Having an intrinsic value has made it be the currency that is closer to the trading fraternity; they operate like gold with high value for the investors to look at it as an alternative to Bitcoin. The curiosity for knowing what the Ethereum is has garnered a lot of interest for traders and investors.

Trading in the Ethereum has certain prerequisites like having a digital wallet; knowledge in trading in the software platform like Ethereum Code is useful, with the app version for the traders who are juggling between many other currencies at the same time.

Ethereum Insights

The Decentralized interface that allows the developer to run the application with the use of storage space in the cloud is highly protected from any manipulation. The Bitcoin is the first digital cryptocurrency used for monetary transactions, all the trading done has to be converted into the base currency and exchanged with the US dollar equivalent. Ethereum as a currency is much more technical and Ether like Bitcoin is tradable in monetary value. The interests of many have actively used the Ethereum in the Financial, real estate, Healthcare and other major sectors to contribute to the economy.

There are new ventures in the industry that have developed apps that have established the Ethereum as valuable contributors for traders to highly invest in. The cost factor is another major puller for the traders to deal in the cryptocurrency like Ethereum that is a potential wealth generator. Investing in an alternate currency that is valued lesser than the base currency gives the market capitalization benefits that can be passé don to the investor. The lesser said about the amazing currency mined for bridging the demand and supply gap of the Bitcoin, has resulted for the traders to buy and sell the Ether currency learn more in other traded exchanges for a good profit.

The software programs to run the Ethereum on the trading platforms have multiple benefits apart from being a highly profitable investment, with a scope to sell at profits regularly, while converting it to the base currency. The software that trades in the Ethereum currency is highly recommended by brokers and traders.




Beginning a Start-up? Try These Tips for Strong Financial Back-Up

Jun 8 2018


It is an undisputed fact that money plays a highly important role in our lives today. No matter what we are planning next- to buy a new house or a second-hand vehicle- the first thing that strikes our mind while drafting the needs is organizing money for the same. Same happens when an entrepreneur plans to start a new venture. He or she should make sure that they have a good financial backup; at least till the time, they start getting returns and make decent profits. In case there will be a shortage of money, the chances for the failure of the venture will become sharper.

So, how do we cater to this financial requirement? Will the money available in your account be sufficient to meet all the needs? What if capital is required in case of some business emergency? Well, we have all your concerns sorted here.

Ideas to deal will finance issues

Always remember that if you keep your financial deals clean, the chances of your firm performing well and gradually gaining a good reputation in the market increases. Adopt these ideas to create a good back-up to finance your new company like no one else-

  • Firstly, it gets important for you to understand how much capital is required for your new venture. This will help you to form realistic goals and create a path that will allow you to attain it in the best possible way. Make sure that the data in your spreadsheets are updated and no important information is missing from it.
  • The next thing that you need to pay attention to is the allocation of specific budget to every department of your upcoming company. Money should be equally divided between the marketing as well as the product development department since these two sections have a very significant role in making a company successful.
  • Make sure that you are not surrounded by any type of debt issue. In case you are, try to get rid of them first and then start this new venture. This will allow you to maintain a good credit score in the market.
  • You need to be mentally prepared to deal with all types of highs and lows in the initial phase of your business. One can always compromise on other needs but not let the company hamper because of some simple financial issues.
  • To create an alternative source of income for your new firm, you can plan to invest your money in different types of online investment schemes. You can approach reliable crypto trading signals software such as Bitcoin Loophole and grow your financial horizons like never in the past. The benefits offered by Bitcoin Loophole are second to none.

Apart from these ideas, you can always take guidance from experienced professionals and organize your finances to deal with all kinds of hurdles like a pro.





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